- How to Teach Your Teens the Principles of Money Management (04/15/2024)
Teach teens money management: Earn all money, save at least 10%, involve them in family finances, let them shop with a budget, and explain the time value of money.... more
- Annuities: The Swiss Army Knife of Financial Planning (04/01/2024)
In conclusion, amidst volatile markets and rising interest rates, annuities emerge as versatile tools for legacy, healthcare, long-term care, Social Security, and charitable planning.... more
- Budgeting Wisely: Effective Tips for Multigenerational Families (03/15/2024)
Through open communication and shared resources, multigenerational families can thrive financially, fostering harmony and security.... more
- Combining Passion and Purpose: Steps to Effective Charitable Giving (03/01/2024)
Combining passion & purpose in charitable giving leads to impactful philanthropy. Self-reflect, set goals, diversify giving & stay engaged for lasting impact.... more
- What is GDP and Why Does It Matter? (02/01/2024)
GDP is a vital indicator of economic health, guiding decisions for investors, policymakers, and businesses, crucial for understanding market trends.... more
- Life Insurance as the Great Equalizer (10/15/2023)
Life insurance serves as a powerful tool for equalizing inheritances, particularly when hard assets like businesses or real estate are involved. Learn how it can preserve estates and ensure fair treatment for heirs of all interests and sizes.... more
- How to Pay for a College Education without Student Loan Debt (08/15/2023)
Three years before your child enters college, it is time to put a college payment plan into place. Here are some key tactics to consider while you continue to save for college.... more
- Understanding the Power of a Roth IRA (08/01/2023)
Diversify your retirement income with a Roth IRA to help avoid unnecessary taxation and extend your cash flow.... more
- Should You Consolidate Your Debt? (07/15/2023)
Debt consolidation may not be appropriate for everyone. Learn what you need to know if you are considering debt consolidation solutions.... more
- Things to Consider Before Purchasing a Rental Property (07/01/2023)
Are you willing to do the research, preparation and work in selecting and managing properties with at least a 10-year investment time horizon? Here are 5 things to consider before becoming a landlord.... more
- Social Security and Medicare Tax Traps – What to Look Out For (06/15/2023)
It’s possible to mitigate or avoid possible Social Security and Medicare Tax Traps with proper planning before becoming Medicare eligible. Here’s how.... more
- Maximize Your Retirement Cash Flow with a Tax Efficient Income Strategy (06/01/2023)
Do not ignore the impact of taxes on your retirement cash flow. Here are some things to consider and strategies to discuss with your tax professionals.... more
- Should You Overpay on Your Mortgage? (04/15/2023)
Paying down a mortgage more quickly may seem like a good strategy, but it depends on your situation.... more
- The Importance of Incorporating Social Security into your Retirement Income Plan (04/01/2023)
Considering Social Security in your retirement income is important in planning that you have enough lifetime income. Work with a financial professional to develop a retirement income plan that works for you.... more
- Tax Diversification is Key to Retirement Security (03/15/2023)
Having a diversified tax strategy offers the greatest flexibility and opportunity to control your income in retirement. It is too late when you retire. You need to take action now.... more
- Questions to Ask Your Advisor Before, During and After Your Retirement Transition (03/01/2023)
When you meet with your financial advisor regularly, ask the right questions to make sure all of your concerns are addressed. Here are some examples of the questions you might want to ask.... more
- What Affects My Mortgage Interest Rate? (02/15/2023)
Several factors affect your mortgage interest rate. Learn where to place your greatest emphasis when preparing to apply for a mortgage.... more
- The High Cost of Waiting to Save for Retirement (02/01/2023)
Believing that there is enough time to begin saving for retirement can be costly. Mitigate your risks by starting early. Here is an example.... more
- Do You Need a Revocable Trust? (01/15/2023)
A revocable trust enables you to achieve objectives that a will cannot. Have a conversation with your financial advisor to see if a revocable trust would be a good planning solution for your needs.... more
- What to Do If You Are Named Executor (01/01/2023)
Being named an executor of a will is an honor but is no small job. Grasping the duties and responsibilities ahead of time can help. Here is a checklist to follow as the executor.... more
- What are you Going to do in Retirement? (12/15/2022)
Retirement is your first opportunity to trade your work for something you want to do that will positively impact your health and well-being. Here are some things to consider.... more
- Using Life Insurance for Tax Diversification of Your Retirement Income (12/01/2022)
Some financial advisors oppose using life insurance as an investment but, it is hard to ignore the remarkable tax properties of cash-value life insurance. Learn how it may help your financial plan.... more
- The Secret to Credit Cards: Diligence (11/15/2022)
Managing your credit cards doesn’t have to be a full-time job. Here are some tips to know what to look for. Don’t lose sight of why and how much you are using them.... more
- Making the Most of Your Incentive Stock Options While Avoiding the Traps (11/01/2022)
If you receive stock options from your employer, here are some guidelines to better understand them and how they work.... more
- Social Security Planning: There’s Much More to it Than You Think (10/15/2022)
Don’t wait until you are ready to retire to determine your Social Security benefit options. With hundreds of thousands of dollars at stake, a planning delay can prove very costly.... more
- Five Money Myths Our Children Learn from Parents (10/01/2022)
Teaching children the value of money can be difficult. Here are money myths you should avoid.... more
- 5 Essential Planning Tips for Retirees (09/15/2022)
Review your retirement investments at least annually and use these planning tips to help you.... more
- You Don’t Need to Be Wealthy to Take Advantage of These Charitable Giving Strategies (09/01/2022)
A good charitable giving strategy can help you with your philanthropic desires to maximize your capacity to give by targeting specific tax breaks offered through the tax code.... more
- Your Retirement Readiness Checklist (08/15/2022)
Determine your retirement readiness. Consult with a professional and do a little self – diagnosis. Here is a checklist to help you get started.... more
- Where to Invest After Maxing Out Your 401k Contribution (08/01/2022)
Learn what options are available to you if you max out your 401K contribution and want to invest more towards your retirement. Here are some ideas.... more
- Factors that Affect the Car Loan Approval Process (07/15/2022)
Before you apply for a car loan, do everything possible to get your financial house in order. Understand the key factors lenders consider when approving a loan.... more
- Start Saving for the Holidays Now (07/01/2022)
Although it is summer, now is the time to plan on how you will pay for your holiday gift giving. Here are some tips to help you save for the holidays.... more
- Should You Pay for Everything with Your Credit Card? (06/15/2022)
Don’t cast your credit cards out of your wallet. Here are 10 reasons why you should use your credit cards to improve your financial situation.... more
- Optimizing Medicare Benefits: It’s Complicated (06/01/2022)
Plan for your fair share of Medicate benefits by starting the process five years before your enrollment date. The better your plan the more you can save.... more
- Most College Graduates Can’t Afford the "True Cost" of Student Loans (05/15/2022)
Student Loans is a much discussed topic with no easy answers for how to fix the issue. However, the implications are life long.... more
- How Old Debt Can Come Back to Haunt You (05/01/2022)
Old debt may not be a legal obligation after a certain period of time. Before agreeing to anything with a collection agency, know your rights.... more