(The newest articles on the top)
- Banks are Getting Personal Again - Is a Personal Loan for...
Personal loans are rising throughout banks again. With advertising for it all over, things are looking up once again. As good as this is, that doesn't mean a personal loan is best for you, do your research first!... more
- Proper Asset Allocation is Essential for Stable Long-Term Growth
Managing your retirement plan is very important when it comes to financial security. You want your funds to grow and to last. Knowing about proper asset allocation is crucial for a stable, long-term retirement fund.... more
- Mastering the Art of Frugality
Being frugal isn't all bad and cheap. It's a practice of realizing the worth of your money and making smart financial decisions. On the other hand, being cheap is more about keeping money from others.... more
- For Broader Diversification Consider Global Stocks
To prevent and manage your risk portfolio, consider diversification through global stocks. Knowing where to keep your global stock position and what works for you is important.... more
- Advice on Buying and Leasing a Car
When looking for a new car there are so many things to take into consideration. First you need to figure out your financing! That will determine where and what to look for.... more
- What to Do If You Are Named Executor
When appointed as an executor of somebody's will, many responsibilities follow. While the person is alive, you don't have to do a thing. With that being said, that is the best time to learn what things you will need to do and when to do them.... more
- What is the Best Day to Buy a Car?
Everybody wants the best deal when buying a car. You can do all types of research and price comparisons but it typically comes down to timing. Knowing when car dealers are most vulnerable and just care about a sale is essential to getting the best deal.... more
- How to Preserve Your Purchasing Power in Retirement
Many retirees biggest concern is another stock market crash. While that is a thing to keep in the back of your mind, many other things are much more alarming. With life spans expanding by the day, worrying you will out live your income is something everyone should be...... more
- Mortgage Myth: All Lenders are the Same
Finding and getting the right mortgage for you can be a daunting task. When searching for a lender, you want someone who takes a personal interest in your situation, one who is simply following protocol will leave you questioning your choice.... more
- How Old Debt Can Come Back to Haunt You
Old debt, though it may be a moral obligation, may not be a legal obligation after a certain period of time has passed.... more
- Why Women Car Buyers Get the Best Deals on a New...
Studies have shown that women get quoted a higher price than men when it comes to buying cars, but don't let that discourage you. By following these simple tips and tricks you can become the ultimate car buyer, regardless of your sex.... more
- The Impact of Inflation on Stocks
With the inflation on stocks, the debate over gold or equities as the best inflation hedge grows. The affects are not so clear cut, even though available data can settle this debate.... more
- How to Save Money Without Sacrificing Lifestyle
The most important decision you can make today is what you want your money to do for you in the future.... more
- Retirement Planning Mistake: Not Creating a Realistic Spending Plan
Once in retirement, closely track your spending and stick to your plan. Your spending plan may have to be adjusted as circumstances change or market conditions dictate.... more
- Mortgage Myth: You Need a 20% Down Payment
The amount of your down payment can vary amongst different lending programs.... more
- What Happens to my Student Loan Debt if I Die?
Student loans is one of the biggest causes of debt. Most debt carries over to a surviving spouse if you pass away, however federal student loans are discharged if you pass away.... more
- What is the Difference Between Buying and Leasing a Car?
Need a new car...buy or lease? Which option is best for you?... more
- How Can I Free Up My Monthly Budget without Making More...
Be creatively frugal and you can pay down your debt more quickly while freeing up even more of your monthly budget.... more
- Mortgage Myths: It's Cheaper to Rent than to Own
As strange as it might sound to some, renting can be more expensive than owning. When paying a mortgage as suppose to a rent payment, you are at least contributing to paying off your home, instead of paying into something and never seeing that money again.... more
- Why Do I Need Life Insurance Anyway?
Should you get life insurance even if you're young? YES! The younger and healthier you are the cheaper it will be in the long run.... more
- Buying a Car - What You Need to Know About Zero...
Almost everybody needs a car but most people do not have the cash upfront to purchase one. Most people finance their vehicle. There is such a thing called zero percent financing and it is important to learn about it.... more
- Preparing to Buy Your First Home
Do your house hunting homework and be prepared. Know what you have, what you can afford and where you will end up.... more
- Why Use Credit Cards Instead of Debit?
Credit cards can be risky but when used properly can be beneficial. Between credit scores, reward points and fraud protection, credit cards are definitely better than debit.... more
- Want to Become a Landlord? Here's What You Need to Know
Get all of your ducks in a row before buying an investment property. Know what it's going to require before jumping in the landlord pool.... more
- Why Your Budget is the Absolute Key to Financial Planning Success
Poor budgeting has the ability to sabotage even the most thought out financial plan, and small short term decisions can have profound long term consequences.... more
- Why Investors Should Learn to Embrace Market Prices
Investors would be better served by investing in a well-diversified portfolio so as to be able to withstand the long term market fluctuations.... more
- How Much Do I Really Lose through Depreciation and Why Should...
Is buying a new car really worth it? Consider the depreciation value when looking to purchase a new car.... more
- 5 Reasons Why Millennials Should Buy Life Insurance Right Now
Studies show young adults are not into insurance. However, the older you get, the more expensive it will be to buy life insurance.... more
- Let Your Goals Determine the Right Savings Plan for You
Which savings plan is right for you? Match your savings goals to the right savings product.... more
- Your Quickest and Safest Route to a Tax Refund
The quicker you file your taxes then the quicker you can get your tax refund. Finding the quickest, yet safest route to your refund will reduce the risk and get them back quick, with no problems.... more
- For Investment Performance Fees Do Matter
For investors, fees do matter. Looking for the best investment options with the lowest rates for fees will save you hundreds of thousands of dollars over the course of 20 or 30 years.... more
- What You Need to Know about the New Tax Bill
Meet with a tax professional to ensure you understand how the new tax law will impact your tax situation.... more
- Money Advice for Couples About To Get Married
Read the money advice if you are about to get married to help your new marriage succeed.... more
- Warren Buffet's Million Dollar Bet against Active Investing
What has a better payout...Active Investing or Passive Investing?... more
- Dining Out to Save Money? It's Costing You More than You...
Dining out does not save you money. There are several factors that leads do this conclusion.... more
- The Importance of Rebalancing Your 401(k) Plan
It's important to rebalance your 401(k) once a year or after there has been significant movement in the market.... more
- The True Value of a Financial Second Opinion
Just as you would get a second opinion when it comes to a medical diagnosis, you should be doing the same with a financial diagnosis. Getting a second opinion with give you much more clarity and confidence.... more
- Is Now the Best Time to Refinance Your Mortgage?
When is the best time to refinance your mortgage? Your best bet is to contact a mortgage specialist to analyze your current situation and explore all your options.... more
- Why Investing Too Conservatively Could Cost You a Secure Retirement
Your retirement plan is the most important part of your retirement. Unfortunately, business owners sometimes can be too conservative when it comes to investing into it, which could cost you a secure retirement.... more
- Can You Invest Better Than a Blind-Folded Monkey?
Some believe that investors, who insist on trying to pick stocks, stand no better chance of beating the market than blind investors with much less knowledge of the game.... more
- How to Get Your Very Best Deal on an Auto Loan
Do some homework before you hit the car dealer. Know your financial position and how to look for the best deal possible.... more
- How to Build Great Credit
Here are some helpful tips on how to build, or rebuild, your credit.... more
- Yes, You Still Can Retire Early - Here's Your Guide
An early retirement is not out of reach for many people. By applying some simple techniques in your planning efforts, you could be retiring sooner than you imagined.... more
- Does Market Timing Ever Pay?
Very few people, if any, can consistently predict changes in market direction. Investors who try to time the market nearly always miss the mark.... more
- The Importance of Choosing a Trustee for your Estate Plan
A well-chosen trustee can make all the difference when it comes to a high quality estate plan. It is very important to find the right trustee to handle your estate planning.... more
- Cosigning Your Good Credit Away
Cosigning for a loan is never a good idea. You take on all of the risk with none of the reward. If approached to be a cosigner, think about why they can't get the loan on their own in the first place.... more
- For College Savings, Consider an Education Savings Account
With all the costly college tuitions, there are many options to save for it. A popular choice is the Education Savings Account (ESA). ESA allows you to set up investments plans, have tax free income, and flexibility.... more
- As Interest Rates Rise, a Couple of Key Questions about Bonds
As long as you hold your bonds to maturity you won't lose money. A well-diversified portfolio of bonds, as part of an overall asset allocation strategy, can add stability to your long term investment performance.... more
- Should You Add an Authorized User to Your Credit Card Account?
Adding an authorized user to your credit card account has its advantages and disadvantages. Every credit card company has different policies when it comes to how its gets reported on both users credit report. If you trust the person and they are reliable, you can greatly help them...... more
- Downsizing: The New "Quality of Life" Retirement Strategy
Retirement is no longer the same as it used to be. With life expectancy closer to 90 years old now, the old retirement plans are no longer reliable. Learning to downsize the way you live, starting at a younger age, will help make the transition into retirement a...... more
- The Key to Dieting and Investing Success
Just as discipline and patience are the keys to successful dieting, so too are they the key to successful investing. For both you need to have a plan that includes goals, benchmarks, a strategy and a way to monitor and measure their progress.... more
- Tax Planning is a Year-Round Process
Tax planning should be a year-round process for you. Organization and knowledge is the key for easy tax filing each year.... more
- How Rising Interest Rates Could Impact Your Finances in 2017
Interest rates are increasing due to the economic growth which means higher mortgage, loan, credit card and savings rates. Keep a well diversified portfolio and you should have sound long-term investments.... more
- Your Next Car Purchase: Should You Buy New or Used?
We buy our cars for their safety as well as the pleasure they give us, but we also want to make sure we are getting the best value for our money. So, should you buy a new or used car?... more